Calculators
Our calculators
Tools that do your own arithmetic, in your browser. None of them calculates a premium and none of them transmits anything.
Coverage gap calculator
Mortgage, debts, final costs and education on one side; savings, investments and insurance on the other. The difference is your real coverage gap.
Cremation or burial: cost comparison tool
Put your two funeral quotes side by side, line by line. No averages supplied: the tool adds up the amounts you enter.
Cost of settling an estate in Québec
A notarial will does not have to be verified, and Québec charges no percentage-based probate fees. See which costs actually apply.
Funeral cost estimator
Cost out a funeral line by line using Retraite Québec's own list, then subtract the death benefit to see what is left to pay.
Life insurance needs calculator
Add up debts, income to replace, mortgage and education, then subtract what you already have. What is left is your remaining need.
Mortgage protection calculator
Mortgage balance, other debts and final costs, minus your resources. See as well how the balance falls year after year with amortization.
QPP death benefit and surviving spouse
Work out the funeral cost reimbursement from Retraite Québec, then check whether you meet the Québec Pension Plan's surviving spouse criteria.